Latest Articles by Melissa

How Fund Expense Ratios Can Impact Your Returns
An expense ratio is the ongoing fee you pay to invest in a mutual fund, index fund or exchange-traded fund (ETF). Like with any fee, a fund’s expense ratio reduces your existing assets. The expense ratio is automatically deducted, rather than charged in an end-of-the-year bill. If you don’t pay ... Continue Reading
January 6, 2021
Investing with a Spouse: Joint Accounts or Keep it Separate?
Like any other type of joint account, joint investment accounts allow you to invest with another person. While you don’t have to be married to commingle your investment activities, there are reasons to consider a joint investment account if you have a spouse. You can use joint investment accounts to ... Continue Reading
December 17, 2020
How Mutual Funds Work
Nearly half of all American households own at least one mutual fund, according to 2017 estimates by Investment Company Institute, and mutual funds represent 67% of 401(k) plan assets. If you participate in an employer-sponsored retirement plan, you may be investing in mutual funds with each paycheck. But for something ... Continue Reading
January 9, 2019